SMC Know & Grow
Know and Grow: News You Can Use From our Expert Lender Panel
Panel Topics:
- Down payment assistance programs are not just for FTHB’s. Learn about programs that may fit your buyer/community
- Credit Pull Impact: how much does a credit pull affect the score? What truly affects a buyer’s approval and rate
- Seller contributions – what’s allowed and how they can be used
- Understanding what makes up closing costs and escrows and how to set buyer expectations
Lending Panel Experts :
Rus Horton – First Community Bank
Shawn Daughtry – Ameris Bank
Erica Ergle – First Heritage Mortgage
Lamont Watson – Guild Mortgage
SMC Know & Grow
Date and Time
Thursday Feb 5, 2026
8:30 AM - 10:00 AM EST
Breakfast 8:30AM
Program begins at 9:00AM
Location
Dominion Energy Training Center, Lexington
Contact Information
Mattie Sim
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